REFINANCE YOUR HOME
REFINANCE YOUR HOME
Start by assessing your current financial situation and exploring the refinancing options available to you. Whether you're aiming to lower your interest rate, shorten your mortgage term, or tap into your home’s equity through a cash-out refinance or HELOC, understanding your options is the essential first step.
1. Know Your Options
After selecting the best option for your situation, we submit your application for underwriting. This process involves reviewing your title, appraisal, homeowner’s insurance, and verifying your income and credit documentation. In some cases, you may even qualify for an appraisal waiver to expedite the process.
3. Submit Your Application for Underwriting
We work with you to evaluate the current market conditions, comparing interest rates and offers from various lenders. This ensures you secure the most favorable terms tailored to your needs.
2. Review the Current Market
4. Clear to Close
Once you receive final approval, the "Clear to Close" confirms that your refinance is ready to proceed. At this stage, we schedule your closing date and finalize the details—whether that's your new monthly payment or, in the case of a cash-out refinance, the amount you'll receive at closing.
Apply Here
OWNLAND CAPITAL NMLS #2664445 - 40900 Woodward Ave Ste 111 Bloomfield Hills, MI 48304
2. Review the Current Market
We work with you to evaluate the current market conditions, comparing interest rates and offers from various lenders. This ensures you secure the most favorable terms tailored to your needs.
2. Review the Current Market
We work with you to evaluate the current market conditions, comparing interest rates and offers from various lenders. This ensures you secure the most favorable terms tailored to your needs.
3. Submit Your Application
for Underwriting
After selecting the best option for your situation, we submit your application for underwriting. This process involves reviewing your title, appraisal, homeowner’s insurance, and verifying your income and credit documentation. In some cases, you may even qualify for an appraisal waiver to expedite the process.
3. Submit Your Application
for Underwriting
After selecting the best option for your situation, we submit your application for underwriting. This process involves reviewing your title, appraisal, homeowner’s insurance, and verifying your income and credit documentation. In some cases, you may even qualify for an appraisal waiver to expedite the process.
Apply Here
1. Know Your Options
Start by assessing your current financial situation and exploring the refinancing options available to you. Whether you're aiming to lower your interest rate, shorten your mortgage term, or tap into your home’s equity through a cash-out refinance or HELOC, understanding your options is the essential first step.
1. Know Your Options
Start by assessing your current financial situation and exploring the refinancing options available to you. Whether you're aiming to lower your interest rate, shorten your mortgage term, or tap into your home’s equity through a cash-out refinance or HELOC, understanding your options is the essential first step.
OWNLAND CAPITAL
NMLS #2664445
40900 Woodward Ave Ste 111
Bloomfield Hills, MI 48304
STEPS TO REFINANCE YOUR HOME
STEPS TO REFINANCE YOUR HOME
4. Clear to Close
Once you receive final approval, the "Clear to Close" confirms that your refinance is ready to proceed. At this stage, we schedule your closing date and finalize the details—whether that's your new monthly payment or, in the case of a cash-out refinance, the amount you'll receive at closing.
4. Clear to Close
Once you receive final approval, the "Clear to Close" confirms that your refinance is ready to proceed. At this stage, we schedule your closing date and finalize the details—whether that's your new monthly payment or, in the case of a cash-out refinance, the amount you'll receive at closing.